房市交易凍 調查：購屋意願3年新低

記者陳弋／台北報導

▲近期民眾買賣房屋的意願皆下滑。（圖／國泰金提供）

國泰金今（20）日發布6月國民經濟信心調查，結果顯示買房意願指數降至3年新低，賣房意願也同步下滑。

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中央銀行今年利率連2升，第一季宣布升息1碼，本月16日再調升半碼。國泰金一份最新調查顯示，42.9%民眾無買房意願，6.5%認為因房貸比重低不影響買房意願，50.6%民眾則認為央行若再升息，會衝擊買房意願。

這項調查是在2022年6月1日至7日間進行，針對國泰人壽官方網站會員及國泰世華銀行客戶發出電子郵件問卷，並成功回收共18,870份有效填答問卷。

房屋交易方面，調查發現「賣房意願」指數下滑至-12.2（5月-8.3），為2021年11月以來新低，「買房意願」指數也走低至-53.5（5月-52.6），為近37個月以來低，近期民眾買賣房屋的意願都下滑。

針對民眾買房的主要原因，調查結果顯示，28.4%的民眾由於結婚或獨立需求而想買房，21.3%民眾因現有房屋不敷使用想換房，16.4%民眾把買房當作投資理財，11.2%民眾則是為子女將來作準備，21.1%民眾目前無購屋意願。